Welcome to a day in the mind of a psychic.

Have you ever wondered what goes on in the mind of a psychic? What their inner most feelings, thoughts or visions are? Do you wonder how they interpret the information that comes to them or how they view the person sitting in front of them? Have you ever been curious of what a day in the mind of a psychic would be like? Well, sit back, relax and get comfortable. Welcome to a ‘real’ psychic’s diary entries.
~ I hope you enjoy the ride as much as I’ve enjoyed the journey. ~

When you think the word 'psychic' let it transfer to 'awareness'. These entries have everything that you need to develop your sensitivities, manifest what you desire and 'see' how a psychic channels's mind works. As interesting as all of this may be, it's not created for entertainment, it's written to help you shift your consciousness and learn how to control your mind. Bookmark this blog, grab your journal and expect magick to enter every aspect of your life.
Showing posts with label Pinterest. Show all posts
Showing posts with label Pinterest. Show all posts

Happy Leap Year!

How fabulous! There's a whole extra day this year! Let's set some goals, do some journaling and get those manifestations going for the next four years!

How exciting! This is a great way to set some very specific goals because it is such a unique time. February 29th only comes along once every four years. Let's use it to your manifesting advantage!

Be sure you have your
jo
urnal handy for this post. It's a lot of fun and many of the exercises are easy. They are well worth putting in the 5-10 minutes per exercise to create what you want. If you're not doing them on Leap Day, be sure to date each and every journal entry and exercise. You may want to write the time in. Won't that be fun to see what transpires over the next four years and what time you get all of your creations?!

If you don't have one... Get a Journal! At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky Plum

We have some great complimentary adult coloring books

 and manifesting sets. They're perfect for creating the future that you want. Peruse them, take your time. There's a tin to choose from. Find the pages that fit you the best: that you're going to enjoy doing and that complement and enhance who and what you want to be.


The Intricate Design Series are complimentary sets created to inspire contemplation and creation. There's a plethora of subjects within the line: activity sheets and exercises, coloring pages, creativity sheets and manifesting papers and sets. Enjoy! 
You'll see a plethora of exercises sprinkled through out this blog post, you can download them from here or we have a Pinterest Board that's just for manifesting exercises. They're super easy to download. Enjoy!


Happy Leaping! Be sure to get the complimentary Journaling To... Leaping Ahead Set. (It's included at the end of this post.) There's a cutie meditation for you to set your intention for each day. At the end of this blog, you'll find some links to a super cool download (Yay! A Leap Year present for You!) that you can get. Read through it. There's some links that'll take to the page so that you can use the coupon code and get it for free. It's super fun. And, really, who doesn't want a glimpse into their future?!! 

 Wishes! Just because all wishes are fun! Make a wish this Leap Day. Write it down in your journal. (Exactly how you wished it.) Be sure to put in the time and place (where you are when you're making your Leap Day Wish). The Catch: Make it for fours years from today. To have it come true on the next Leap Day. OMGosh! SO FUN!
Presents! Yes. You are special. This year celebrate it. Send yourself flowers. This. Leap. Year. Day. Seriously. Do something that gets brought to you (by someone else!) this Leap Year Day.
So Fun! If you're a dude and don't want flowers, find yourself something cool that you can give yourself every four years. This goes for if you're an anti-flower person. Do a bit of research~find a company that you like and something that you are going to appreciate~but not so cool that you'll think about it until next Leap Year. You want it just fabulous enough that you are surprised and excited when you get it next Leap Year Day!

Letters! This is great! Write a letter to your Future Self. Ack! How interesting will it be to read this letter four years from today. 
Think about this one awhile before you start it. Really think about it. How handy would it have been if your future self could have written letters to you to prepare for the future? This exercise is just as valuable. You're going to be reminding yourself of _______. How Fun! 

Pleasant Dreams!
What a great way to end your day. Plus, it sets you up for the next four years! Drifting off to sleep thinking about how amazing the next four years are going to be sets it in your mind as an expectation (something for your subconscious mind to do). And, doing it as you fall asleep, you're in an altered state~that's how you reach your subconscious mind. You have so many things working in your favor. Try it. You just may be surprised by your results! 

 * Your subconscious mind is the part of your mind that predicts and creates your future. It is also the time keeping part of mind. Make this Leap Day Memorable~from morning to end and be excited about it. Your mind will [automatically] try to make it better next Leap Day. The key to this is the emotions that you have (make them good), your focus and something fun happening (like the sending flowers). Plus, you're making a Leap Day Wish this year so your mind is already fixated on something exciting and hopeful for next Leap Day. And, it has already started working on making your wish come true! Ack. The Mind is so cool. Use it! You'll be amazed to find how magickal your life becomes. Happy Manifesting! * If you're going to set a goal for this year, make it a journaling goal. Writing does so much for you. You'll be amazed by how much faster your psychic abilities grow, how much easier it is to create what you want and how easy it is for you to figure things out yourself. It's so incredibly valuable. Really, one goal... make it journaling :) 
📗 Get a Journal! At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky PlumAnd, speaking of journaling... here you go. Try this complimentary set [below]. There's lots of stuff for you to write about. So, journaling and of course, downloads! Have Fun! 
🎧  It's Download Time! If you get our Living Lightly Newsletter, you've already received this. If not, click the links below to go to the Specials Page and get this download for free. Yay! 
Just in case you don't know... The newsletter Living Lightly is designed to do just that… to remind us to live in a Light state of mind; to enjoy our lives and take things lightly. Do you need to sign up for the monthly newsletter? Click here to sign up now. Living Lightly Newsletter Archive/Blog: Living Lightly Newsletter Specials and the free monthly newsletter subscription is made to brighten your day… to prompt those enlightened moments.
Leap Ahead A Year
$19.95
Making Magick Happen Shop 
This is a super active (lots of visions, answers and guidance) guided meditation. 
This is such a great session. You'll see what's coming in a year (1,3,6 & 9 months, too!) and be able to plan and change anything that you need to. It's short and you'll get SO much information! Plus, this is great to keep 'checking in' with yourself and life! to make sure you're heading down the paths that are leading to the future that you want. Have fun! Have your workbook and/or journal next to you every time that you use this. Having trouble finding it? Here's the link to the [archived] Happy Leap Year! Newsletter. Enjoy!



The Journaling to... Class: Leaping Ahead Set
This is a great set! It's everything you need to create the next four years day by day. You'll always be in control of what you're manifesting and be able to keep yourself focused on your goals. Plus, it's really cute! 
📲 Watch and Listen to the videos on our YouTube Channel: user/ChangesMadeEasy in the Happy Holidays Playlist. (Are you looking up this blog post or is it past February 29, 2020?) Click on the titles to go straight to the Leap Year Introduction and the Leaping Ahead Meditation: Set your Intention for the Day) Now, all of our classes are different. The Journaling to... Classes are all different. The one thing they have in common? Journaling! ;) Visit the Journaling to... Class Section here.

📗 Get this Set and leap forward in your life! Start creating what you want for the future [you] now. This set was inspired by Leap Year. You'll have exercises and journaling that sets you up for success for the next four years. Super Fun! It includes an audio download & 105 pg eBook. See the Complimentary Leaping Ahead Set here: http://jmcveyc.ht/1TLz6IP

Keep your Body Happy!


Hello Summer! 
Last post we started getting ready for summer and now it's time for some summertime fun! 
How do we have more fun? Well, one of the easier ways to is keep our bodies happy. Your body is always communicating with you. If it's healthy and hydrated, that's going to clear up an awful lot of time in your mind to...Well, have fun! 

There's always something going on about food, diets and fitness, but what about water? How often do we hear that you need to drink more water? If you've been hearing this a lot, good! It's a nice reminder to grab your water! This is for those of you that are not huge water fans or for anyone out there that knows they're not getting enough. If you're one of those people that are always hydrated, you may find some fun stuff  [here] to do or some good ideas to encourage those around you to drink more water! 
No, seriously~ you'll be amazed to realize how many people get grumpy from being thirsty. We all have known that person that needs to eat ... or else. Many of us have that exact same thing when we don't get enough water. We may just not realize it's because our bodies are thirsty. So, next time you feel thirsty or think about being thirsty, try drinking some water and forgoing that soda, tea or coffee. Once you start making this a habit, you may notice that you simply feel better. Yay! Happy Body! 

Now, how do we make it a habit? And easy at the same time? Well, getting your body involved helps! Any physical activity that keeps you focused on what you're doing... So, that's what all of this is about. 
We'll call it ~ Fruit Infusion Fun! 
If you enjoy doing something, it's a lot easier to get yourself to do more of it.  ~Just think of this kitty. Hours of entertainment. ;)

We have a whole bunch of Crafts, Ideas and Recipes for you to try this summer. You can share and download them from Pinterest. Enjoy!

It's Journal Time! 
Get a Journal! At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky Plum.

A Journal is a great way to write down all of your favorite recipes and combinations, keep track of what works for you and what doesn't and to chart your progress. Yes, we're talking about fruit infusions [here] but the goal is to help your body be healthy, happy and hydrated! 

We also have a line of free Children's Educational Activity eBooks. You may find some great journal pages in there! Here's a link to the Shop.  The image [right] has some of our diary sets! Super Cute for anyone of any age! 
You could also go through our Kids eBooks on Pinterest. Happy Perusing!  



Fruit Infusion Fun!
Okay. it's talk about fruit time! Yes, it's a fabulous snack but it can also add some great flavor to your water. Should you drink plain, old, boring water? Yes. But, you may be inclined to drink more of it if you add a little bit of pizzazz! 

All of the pictures below are to give you some ideas of what you can do. Plus, it's aesthetically pleasing! They are large enough that you can right click and save them to your computer or you're more than welcome to comb through our Crafts, Recipes, and Helpful Stuff on Pinterest and find them there.


Look how many options there are! You can even put some fruit in your to-go water bottles! 


You can freeze your fruit in ice cube trays or popsicle molds. You can use water, coconut water and/or juice.



A Hydrated Body is a Happy Body! 
Happy Crafting!

Revisiting your Goals

You've set some goals for yourself. 
Now, how do you stay on track? 
#1 Thing: Don't give up on yourself! Ever.
Let's talk reality of goals and sticking to them. Did you know, they say by the third week of January most people have given up on their New Year Resolutions? :( And, as much as it is everywhere, that it takes 21 days to create a habit, the truth is ~ it takes at least two months. And, for some people, almost half a year. That's what this blog entry is for. Don't Give Up! We're about two and a half months into the new year... So, if you haven't stuck with your resolutions, So What?! Today you Start Over. If you have been achieving them, you can add stuff to them or use these exercises to yourself keep going! 

Get out your journal! You'll want to start documenting how
long it takes you to achieve your goals or create a good, solid habit for yourself. If you're a weekly or monthly goal setter, go look and see how you're doing. If you only set them at the beginning of the year, dig out your New Year Resolution list. The more you document and keep track of yourself, the better you'll know how to work with you. Plus, journaling is fun and enlightening! 

Manifesting, Psychic Training, Changes Made Easy If you don't already have one... Get a Journal!
 At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky Plum

It's nearly impossible to write up something that is specific that's going to fit everyone. Some of you have habits that you need to create a couple times a day and others have something that you need to do once a month or have completed within a year's time. So, here's what we are going to do. You are going to manage you. Discipline is key. If you have self discipline, you can do and achieve anything. 

So, going over your goals: whatever fits you, put it in your
phone, on your calendar~set an alarm if you have to. All you're doing is checking your progress and reminding yourself that your goals are important. An, then, when the reminder goes off... You Journal. Just a couple lines are fine. But, do it. Write. With a Pen. On Paper. In a Journal. Why? Because everything will be in one place and that is priceless. Plus, you want to congratulate yourself when you are on track and gently move yourself back to your focus if you've veered off of your path. 


Now, here's the other challenge: How do you stay excited? And,excited meaning, motivated. I've created some cutie exercises (memes) that you
can use as journaling prompts and/or screen savers (they should be the correct size for nearly every device) and/or posts on your social accounts that remind you that this year (every year) you can create what you want. There aren't any dates on them, so you can start or stop anytime. You'll never get behind! There's well over 300 of them, so, you don't have to worry about running out of stuff to do! ;) Plus, they're not being posted all at once, so, no worries about getting overwhelmed! They are a gentle (and aesthetically pleasing!) reminder that you are worth it. That creating your life is up to you! There's a board on Pinterest that will have all of them. They'll be posted on Twitter (@PsychicTidbits) with an exercise that matches the meme and added to the Pinterest Board. Have fun with them! They are created specifically for you. :) 






So, how do I do it? Well, I'm a journaler, so my way is a bit different. Listen to yourself and set reasonable and achievable goals for yourself. I journal a lot. I keep track of everything (I mean everything). As far as goals go, I'll use content as the example. I set daily, weekly, monthly and
yearly goals. I check them off when they are done or move them to the next week. I don't get discouraged or upset if I didn't 'do it' or 'get it' or 'achieve it', I simply start over tomorrow, next week or next month. I write everything in my schedule book, have a daily goal journal and a scribble ideas down journal. Plus, I announce everything new on my  Changes Made Easy Blog the beginning of each month. This is what works for me. Play around with it. Discover for yourself what motivates and encourages you. If you start getting all hair-balled, stop what you're doing, and try doing it a different way. You're not cracking a whip, you're learning how to work with yourself. And, above all, Have Fun! Happy Achieving! 


Wrapping Up 2015 
This is how we did it. :) 


Here's a Quick List of Some of The Stuff that We've Done: 
This is just for a simple and easy list for you to check out what's in our video [above]. Enjoy! 

Unlimited Streaming Ability for Guided Meditations and Hypnosis Audio Sessions

All of our Classes & Seminar Stuff: 

All the Manifesting Stuff: 
All of these are found in eCourses & Training

All the Video Stuff:

All of Our Specials: 
❥ ❥ ❥ Hypnosis Special ❤ Newsletter here. 
Ongoing Specials:

Yay! It's Leap Year!


How fabulous! There's a whole extra day this year! Let's set some goals, do some journaling and get those manifestations going for the next four years! Woo-Hoo! 

How exciting! This is a great way to set some very specific goals because it is such a unique time. February 29th only comes along once every four years. Let's use it to your manifesting advantage!


Be sure you have your journal handy for this post. It's a lot of fun and many of the exercises are easy. They are well worth putting in the 5-10 minutes per exercise to create what you want. If you're not doing them on Leap Day, be sure to date each and every journal entry and exercise. You may want to write the time in. Won't that be fun to see what transpires over the next four years and what time you get all of your creations?!

If you don't have one... Get a Journal! At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky Plum.


We have some great complimentary adult coloring books and manifesting sets. They're perfect for creating the future that you want. Peruse them, take your time. There's a tin to choose from. Find the pages that fit you the best: that you're going to enjoy doing and that complement and enhance who and what you want to be. 
The Intricate Design Series
The complimentary Intricate Design Series is created to inspire contemplation and creation. There's a plethora of subjects within the line: activity sheets and exercises, coloring pages, creativity sheets and manifesting papers and sets. Enjoy! 
You'll see a plethora of exercises sprinkled through out this blog post, you can download them from here or we have a Pinterest Board that's just for manifesting exercises. They're super easy to download. Enjoy!



Happy Leaping! 

Be sure to get the complimentary Journaling To... Leaping Ahead Set. (It's included at the end of this post.) There's a cutie meditation for you to set your intention for each day. At the end of this blog, you'll find some links to a super cool download (Yay! A Leap Year present for You!) that you can get. Read through it. There's some links that'll take to the page so that you can use the coupon code and get it for free. It's super fun. And, really, who doesn't want a glimpse into their future?!!

Wishes! 
Just because all wishes are fun! Make a wish this Leap Day. Write it down in your journal. (Exactly how you wished it.) Be sure to put in the time and place (where you are when you're making your Leap Day Wish). The Catch: Make it for fours years from today. To have it come true on the next Leap Day. OMGosh! SO FUN!

Presents! 
Yes. You are special. This year celebrate it. Send yourself flowers. This. Leap. Year. Day. Seriously. Do something that gets brought to you (by someone else!) this Leap Year Day.
So Fun! If you're a dude and don't want flowers, find yourself something cool that you can give yourself every four years. This goes for if you're an anti-flower person. Do a bit of research~find a company that you like and something that you are going to appreciate~but not so cool that you'll think about it until next Leap Year. You want it just fabulous enough that you are surprised and excited when you get it next Leap Year Day!

Letters!
This is great! Write a letter to your Future Self. Ack! How interesting will it be to read this letter four years from today. 
Think about this one awhile before you start it. Really think about it. How handy would it have been if your future self could have written letters to you to prepare for the future? This exercise is just as valuable. You're going to be reminding yourself of _______. How Fun! 


Pleasant Dreams! 
What a great way to end your day. Plus, it sets you up for the next four years! Drifting off to sleep thinking about how amazing the next four years are going to be sets it in your mind as an expectation (something for your subconscious mind to do). And, doing it as you fall asleep, you're in an altered state~that's how you reach your subconscious mind. You have so many things working in your favor. Try it. You just may be surprised by your results! 



* Your subconscious mind is the part of your mind that predicts and creates your future. It is also the time keeping part of mind. Make this Leap Day Memorable~from morning to end and be excited about it. Your mind will [automatically] try to make it better next Leap Day. The key to this is the emotions that you have (make them good), your focus and something fun happening (like the sending flowers). Plus, you're making a Leap Day Wish this year so your mind is already fixated on something exciting and hopeful for next Leap Day. And, it has already started working on making your wish come true! Ack. The Mind is so cool. Use it! You'll be amazed to find how magickal your life becomes. Happy Manifesting! * If you're going to set a goal for this year, make it a journaling goal. Writing does so much for you. You'll be amazed by how much faster your psychic abilities grow, how much easier it is to create what you want and how easy it is for you to figure things out yourself. It's so incredibly valuable. Really, one goal... make it journaling :) 
Get a Journal! At Changes Made Easy .com we believe it's about consciousness. We think life should be fun... more fun... bunches and bunches of fun! We also believe that every choice each and every one of us make, everyday has the potential to substantially change the world... our world. This is a great opportunity to bring you unique and thoughtful products. We have a huge selection of various products to support all types of causes and differences in thought. Click Here to Visit The Spunky PlumAnd, speaking of journaling... here you go. Try this complimentary set [below]. There's lots of stuff for you to write about. So, journaling and of course, downloads! Have Fun! 

It's Download Time! If you get our Living Lightly Newsletter, you've already received this. If not, click the links below to go to the Specials Page and get this download for free. Yay! 
Just in case you don't know... The newsletter Living Lightly is designed to do just that… to remind us to live in a Light state of mind; to enjoy our lives and take things lightly. Do you need to sign up for the monthly newsletter? Click here to sign up now. Living Lightly Newsletter Archive/Blog: Living Lightly Newsletter Specials and the free monthly newsletter subscription is made to brighten your day… to prompt those enlightened moments.
Leap Ahead A Year
$19.95
Making Magick Happen Shop 
This is a super active (lots of visions, answers and guidance) guided meditation. 
This is such a great session. You'll see what's coming in a year (1,3,6 & 9 months, too!) and be able to plan and change anything that you need to. It's short and you'll get SO much information! Plus, this is great to keep 'checking in' with yourself and life! to make sure you're heading down the paths that are leading to the future that you want. Have fun! Have your workbook and/or journal next to you every time that you use this. Having trouble finding it? Here's the link to the [archived] Happy Leap Year! Newsletter. Enjoy!



The Journaling to... Class: Leaping Ahead Set
This is a great set! It's everything you need to create the next four years day by day. You'll always be in control of what you're manifesting and be able to keep yourself focused on your goals. Plus, it's really cute! 
Watch and Listen to the videos on our YouTube Channel: user/ChangesMadeEasy in the Happy Holidays Playlist. (Are you looking up this blog post or is it past February 29, 2016?) Click on the titles to go straight to the Leap Year Introduction and the Leaping Ahead Meditation: Set your Intention for the Day) Now, all of our classes are different. The Journaling to... Classes are all different. The one thing they have in common? Journaling! ;) Visit the Journaling to... Class Section here.

Leap forward in your life! Start creating what you want for the future [you] now. This set was inspired by Leap Year. You'll have exercises and journaling that sets you up for success for the next four years. Super Fun! It includes an audio download & 105 pg eBook. See the Complimentary Leaping Ahead Set here: http://jmcveyc.ht/1TLz6IP

Just a Cute S/O ❤




Ok... Everyone knew it was coming. The Internet and Social Media Conversation. Here we are in the 'New Age' of  Digital Communication. And, quite honestly, it's making everything accessible. So, here is the [obvious] warning: Not everything that you read online is true. And not everything you read is false. Discernment will be your best friend while surfing the net. And, remember anyone can be anything online. People make up stuff and things about themselves all of the time ~ the internet, honestly, makes it easier. A simple note of caution ~ Be Aware of the advice you take and what you choose to believe. 
Ask your Higher Self if this or that fits you and is it for your Highest Good. Be clear and concise when you're asking yourself; if it's good for you to follow the directions, do the exercises, read those books, etc. Every person is different and what will work for everyone will very greatly. You may find that bits and pieces of what someone says resonates with you, all of it or none of it. Take what you need at the time. 


A Note about Asking Questions online [to me]:
Do not ask personal questions (that's what a scheduled reading is for) ~ stick to 'generic' questions about the mind, psychic abilities, Spirit, hypnosis, meditation, past lives, channeling, animal communication, visualization, manifestation, Higher Self guidance, etc. 
Inappropriate: Where is my cat?
Appropriate: How can I find/tune into my cat?
~ Some psychics will answer one or two questions online for free with chat, social media or through email; they'll usually have it somewhere on their profile if they do.




The majority of  [these] the social media postings are different. Every once in awhile you'll see the same post, because, lets face it, some things are too cute or too fabulous to only be posted once! I am, however, not a fan of repeating the same information (except, of course, the link to this blog, the newsletters or certain websites). I write all of the blog posts and newsletters myself and, honestly, I don't want to write the same thing over and over. lol 

I Need New Ideas!

I would, however, love to hear ideas for downloads and classes, what you'd like to read about, questions you have about all this new age stuff and exercises you'd like to do or abilities you'd like to develop... Basically, I'm asking, "What would you like to lean?" If you ask a question that I don't have a [fairly] quick answer to or a link to send to you right away, it will go on the list of blogs to write or newsletters to do. As you know, these blogs are weekly and the newsletters come out every 27 days; these blogs are shorter with quicker exercises while the newsletters will have more information, exercises, links and homework. Oh, and the newsletters have specials and random presents! (Presents are free downloads from the various stores associated with Spiritual Answers and Solutions.com. Click here to visit the stores.)






~ We want to hear from you! ~  Interact with us! ~ Pin with us and share pictures on your walls! ~ We want to see your postings and pictures! ~ We want to hear what you have to say and what motives and inspires you; to read your favorite quotes! ~ We want to get to know you! 


Ok... here we go! Click on the pictures and it will take you to those profiles! Connect with us! Like us! Follow us! It'll be great fun!

@changesmadeeasy
/changesmadeeasy/

Psychic Diary Entires
changesmadeeasy

We've just started this one! Come and help us figure it out! 









Healthinomics | Beautiful Ready-Made Social Media Images for Health & Wellness Business Owners

Healthinomics | Beautiful Ready-Made Social Media Images for Health & Wellness Business Owners